How to compare Medicare Supplement Plans

While Medicare can help a number of people get the health coverage that they need, there are gaps in the plans. Different Medicare plans cover different health care needs. If a person does not have the right plan they may have to end up paying out of pocket for certain medical expenses. There are some tips to compare Medicare supplement plans to make sure that the correct one is selected.

Do Some Research

Before automatically enrolling in Medicare Part B when a person turns 65 years old they need to research the different plans. If they do not research these plans or enroll in the program within six months they will automatically be placed in the Medigap program. At this time they may be turned down due to existing health conditions. A person should begin to research the different plans before turning 65.

Check the Benefits

A person can find out what is covered and what is not covered by the different plans by heading online and checking out medicare.gov. They will leave what is covered and what health care conditions are partially covered. This information can also be found by speaking with a member of the State Health Insurance Assistance program.

List Benefits

A person should look at the different plans and make a list of coverage options that are the most important to them. Most of the plans cover basic health conditions. For those that like to travel over some of the plans will cover treatment outside of the United States. A person should write down the coverage that they absolutely need at the top and then list what other options they would like to have.

Look Over the Plan Chart

A person should print out the plan chart and make it a size that is easy to …